Secrets AI Pricing Plans: Free, Lite, Plus, Premium & Ultimate Compared

Five tiers, a virtual currency system, and a 33% annual discount across the board. Here is the complete cost picture before you commit.

Secrets AI Pricing Overview

Quarterly and biannual billing options exist as middle grounds between monthly flexibility and annual savings. Annual billing consistently saves 33% across all paid tiers. For a full feature comparison beyond pricing, see the detailed review.

What You Get on Each Plan

Free Plan

The free plan is a trial experience, not a functional ongoing subscription. What it includes:

• 20 messages per day maximum
• 500-character message limit
• 200 Moments (one-time starting allocation, not monthly)
• Basic short-term memory covering the last 2–3 exchanges only
• No image generation
• No video generation
• No voice calls
• Full character library browsing access

The 200 Moments starting allocation translates to roughly 4 images, or a few text interactions with character creation. There is no monthly Moments reset on the free tier — once the 200 are spent, they are gone. The free plan is sufficient to evaluate the interface and get a sense of conversation quality. It is not sufficient for regular use.

Lite Plan ($5.99/mo)

Lite removes the daily message cap from 20 to 100 and adds a genuine monthly Moments allocation:

• 100 messages per day
• 1,000 Moments per month (resets monthly)
• Basic long-term memory (~14-day window)
• 3-second video clips (shortest format available)
• Image generation access

Lite is the entry point for media generation. The 1,000 monthly Moments allocation is tight — you can generate roughly 20–40 images, or 2–20 video clips, or about 10 minutes of voice calls per month before you exhaust it. If you plan to use media regularly, Plus is a better investment.

Plus Plan ($9.99/mo)

Plus is the recommended tier for most users. It removes the messaging cap entirely and significantly increases the Moments allocation:

• Unlimited messaging
• 3,000 Moments per month
• Improved memory (~30-day recall with topic and tone awareness)
• Full video and image generation access
• All voice call features

At $9.99/month (or $6.67 annually), Plus provides the complete feature set without the premium price. The 3,000 monthly Moments supports approximately 60–120 images, or 5–60 videos, or 30 minutes of voice per month — workable for casual to moderate media use. For a practical breakdown of what each dollar buys at this tier, see the free vs premium comparison.

Premium Plan ($19.99/mo)

Premium is the tier where memory becomes genuinely powerful:

• Unlimited messaging
• 8,000 Moments per month + 10% bonus (8,800 effective)
• Unlimited memory with emotional timeline
• Time Machine feature
• Premium AI models
• 4x memory access multiplier
• +60% context length boost
• All media generation features

The 10% Moments bonus effectively adds 800 Moments to the standard allocation. The emotional timeline and Time Machine features are unique to this tier and above — they enable a level of relationship simulation and conversation continuity that lower tiers cannot match. At $13.33/month annually, Premium is the right tier for users who want deep, persistent AI companion relationships with regular media use.

Ultimate Plan ($39.99/mo)

Ultimate adds the group and persona features on top of everything in Premium:

• Unlimited messaging
• 15,000 Moments per month + 15% bonus (17,250 effective)
• Everything in Premium (memory, Time Machine, premium models)
• 6x memory access multiplier
• +100% context length boost
• Group chats: up to 3 AI characters simultaneously
• Personas: identity-switching for advanced roleplay
• Group image generation

At $26.67/month annually, Ultimate is only worth it if you will actively use group chats, personas, or burn through 15,000+ Moments monthly on video and image generation. For most users, Premium provides sufficient capability at a lower cost.

Understanding the Moments System

Moments are Secrets AI's virtual currency. Every media action and most memory actions consume Moments. Text messages are cheapest; video is most expensive.

Moments Cost Per Action

Bulk Purchase Options

If your monthly allocation runs out, additional Moments can be purchased:

Monthly Moments do not roll over. Any unused allocation expires at the end of the billing cycle.

Real Math — What Premium Gets You per Month

With 8,000 Moments (Premium, monthly):

• ~160–320 images at 25–50 Moments each
• ~13 full-length videos at 600 Moments each
• ~80 minutes of voice calls at 100 Moments/min
• A realistic mixed-use estimate: 100 images + 5 videos + 30 min voice = ~7,500 Moments

Annual vs Monthly — Savings Breakdown

The 33% saving on annual billing is consistent across all tiers. Recommendation: start monthly, evaluate after 2–3 months, then switch to annual if you plan to continue.

Which Plan Is Right for You?

• Just exploring: Free (200 Moments to test interface and chat)
• Text-focused, casual use: Plus ($9.99/mo) — unlimited messaging, basic media access
• Regular image and occasional video: Premium ($19.99/mo) — 8,000 Moments covers mixed use
• Heavy video creation: Ultimate ($39.99/mo) — 15,000 Moments designed for media-heavy users
• Tight budget: Lite ($5.99/mo) — functional but Moments are constrained

Payment Methods and Billing

Accepted payment methods:

• Visa
• Mastercard
• Virtual debit cards
• Cryptocurrency (minimum $20 transaction)

American Express is not accepted. Payment is processed by third-party providers — card data is not stored directly by Secrets AI. Charges appear on bank statements as "Sun Clinical Laboratories" — no reference to AI, adult content, or the platform name.

Subscriptions can be cancelled at any time. Access continues through the end of the paid billing period. No publicly available refund policy details are published on the platform.

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